The following is a list of established lenders who we have placed on our Stafford Lender list because their services are exemplary and are designed to benefit you. The lender is the institution from which the money is actually borrowed, but the interest rates and terms of the loan are set by the U.S. Department of Education. Some lenders offer special incentives that reduce your loan balance or lower your interest rates. You may want to visit their web sites for more information.  Please note that Bethany will certify a Stafford loan for you with any lender you choose, even if they are not one of the lenders listed below.

Citibank  Lender Information:    Lender Code: 826878    www.studentloan.com    800-967-2400     Apply at   www.studentloan.com

Bank of America Lender Information:    Lender Code: 818334    www.bankofamerica.com/studentbanking    800-344-8382     Apply at  www.bankofamerica.com/studentbanking

Commerce Bank  Lender Information:    Lender Code: 813979    www.commercebank.com/money101    1-800-666-3910     Apply at   www.commercebank.com/esign

Wachovia Lender Information:    Lender Code: 830005    www.wachovia.com/education    800-338-2243     Apply at   www.wachovia.com/education

Check with the lender for details and conditions regarding eligibility for Special Benefits or Incentives.